Most people want at least the same standard of living that they have now and enough left over to be able to do some of the things they’ve never had the time for before, like travelling.  

The reality is that if this is what you want you need to plan for it, and the sooner you start, the easier it will be.

So how much do I need to retire?  This is very much an individualised process.  It depends on when you want to retire and how much money you need.  Very simply, the amount you need is the annual income you require multiplied by the number of years you think you’ll be retired for.  But there can be different variations – so it’s best to speak to us to work out your target and how you’re going to reach your goals.

So how can I reach my goals?  Most people in NZ will be in the KiwiSaver scheme but this alone will not be enough to fund the type of retirement you may desire.  The good news is it’s never too late or too early to start – you just need to begin.  Your first step is to talk to us at Iconic Financial.  With our experience in financial planning, we’ll have you set up and on the right track to a retirement of your dreams in no time at all.